They can be held over Zoom, telephone, at my office or in your home – wherever you are most comfortable.

Yes there is free parking available at my office.

No, the first meeting is complimentary, but please don’t expect to receive any advice at this meeting. Personal recommendations can only come after getting to know you and completing full research and analysis.

It’s useful to bring along a list of your assets and liabilities, details on your income and expenditure and information on any existing investments and pension plans you have.

1.5 hours.

No. You are welcome to take your time to think things over, read my client agreement and come back with any questions.

You can call or email me or use the contact form.

Yes. As an independent financial planning firm, I am able to offer the best products available from the whole of the market to help you achieve your financial planning objectives.

Yes, through Valid Path. Valid Path is a financial advice network committed to high standards and forward-thinking independent advice. Being a part of Valid Path provides me with market-leading technology and tools, and business and technical expertise that complements my own.

No. You would need to speak to a pension transfer specialist for advice on this.

I check emails while on holiday and respond to urgent matters. I also delegate urgent tasks to a member of the team.

I charge a minimum fee of £750 for investment cases and £1,000 for pension cases. This is waived if the plan is implemented and, in this case, our fees are 3% for funds under management (FUM) of under £100k, 2% for between £100k and £250k, and 1% for more than £250k. For large funds, I may be prepared to agree a capped Fixed Fee depending on the amount of work involved.

I take a percentage of the fees we manage on your behalf, but subject to minimum fixed fees. For large funds, I am happy to discuss and agree a Fixed Fee depending on the amount of work involved.

Commission is only received on arrangement of protection policies, which is determined by the provider and fully disclosed to you. I will always recommend the best product for you and am not influenced by commission level.

VAT is only charged when services are provided with no view to financial intermediation i.e. recommending a product.

Investment returns are never guaranteed, and returns are influenced by movements across all the asset classes.

For detailed information on my approach to investing, visit the investment approach page.