In receipt of a windfall

Explore how best to use an inheritance or lump sum payout with the help of an independent professional.

You may be...

Feeling a lot of mixed emotions

Receiving a large sum of money can be a deeply emotional experience and deciding how best to use it can come with a sense of responsibility. If it’s an inheritance received upon the death of a loved one, you may still be grieving, or in shock.

If it’s an insurance payout, it may have come at the end of an emotionally exhausting period of time. I advise my clients not to rush decisions in these circumstances. Instead, I advise you to spend time appraising all your options with the help of a finance professional who will get to know you and can offer independent guidance on what’s right for your circumstances and personal aspirations.


With so many options, it’s easy to get overwhelmed and find yourself stuck. I start by helping you establish what really matters to you and what you want to achieve in your life.

From there, I’ll help you determine the options that will best help you achieve your ambitions.

How Emily can help

Financial planning

How does receiving this money affect your plans? I’ll help you make and adjust plans in light of your change in circumstances.

Cash flow planning

Make it easier to visualise and achieve your life goals with the help of sophisticated cash flow forecasting technology.

Ethical investing

Make values-based decisions about where money is invested and make a positive impact while you invest for the future.

Client's stories

See below testimonials from my clients

“Emily has acted in a truly professional manner, and she took such care and diligence as if the pension were her own. I feel like my financial affairs are in very safe hands.”
C Bavister
“Emily was professional in every manner, appointments were arranged around my busy schedule which was extremely helpful. I would highly recommend Emily.”
A Bodman
“Emily made deciding on the investments I wanted to make for my pension easier than I had thought it would be. She explained everything well and I was delighted to learn I could invest exclusively in sustainable and ethical funds, which for me seemed the obvious way forward in today's world.”
K Cameron
“Brilliant service. Given lots of time to think about things and ask questions and have met in 4 different ways: phone, video call, in Emily’s office and at our home.”
N Fountain
“Emily set everything up for me & was very professional in her approach & understanding.”
A Nevzat
“A very positive experience, she was clear and thorough”
L Gratton
“Emily was super helpful. I am so relieved that I am now back in control and hope to retire just as soon as I can.”
N Warner
“Emily was very helpful, she provided me with lots of information, very clearly, concisely and easy to understand. Her advice was invaluable to me and will change my life. ”
F Johnston
“Very professional with a friendly manner”
P Simpkins
“Emily was very thorough. We talked about everything from JISA's for our kids, to commercial properties and pensions. She also gave us a very detailed plan so we can move forward. We're very happy with her service.”
L McInnes
“Very efficient and provided useful recommendations in the timeframe I needed to work to.”
P Marco
“Emily was very knowledgeable & offered great advice”
H Nevzat
“Emily is friendly and makes the pension process easier to understand”
N Whiteside
“We weren't sure if we needed a financial adviser until Emily's first appointment with us. Now I see why she is highly recommended, her knowledge is evident in everything she says in a down-to-earth non-evasive manner.”
First impression from a user who is not yet a client